These Terms of Service govern your access to and use of upicreditcardhub.live, a cashback rewards and redeem code platform that helps users earn money back from their online purchases and access exclusive discount codes. By using our service, you agree to these terms.

About Our Service

UPICreditCardHub is a cashback rewards platform that partners with online retailers to offer users cashback on purchases and exclusive redeem codes. We are not a bank, financial institution, or payment processor. We facilitate cashback rewards and promotional offers from our partner merchants.

Eligibility

• You must be at least 18 years old to use our service
• You must provide accurate and current information when creating an account
• You are responsible for maintaining the security of your account credentials

How Cashback Works

• Browse our partner stores through our platform
• Make purchases through our tracked links
• Earn cashback percentages as advertised for each merchant
• Cashback is typically credited within 24-48 hours after purchase confirmation
• Minimum payout thresholds may apply for cashback withdrawals

Redeem Codes

• Access exclusive discount codes and promotional offers
• Codes are subject to merchant terms and expiration dates
• We are not responsible for expired or invalid codes
• Some codes may have usage limitations or restrictions

Account Responsibilities

• Keep your account information accurate and up-to-date
• Do not share your account credentials with others
• Report any unauthorized account activity immediately
• Use the platform only for legitimate personal shopping

Prohibited Activities

• Creating fake accounts or using automated systems
• Attempting to manipulate cashback tracking
• Sharing or selling redeem codes meant for personal use
• Any fraudulent or abusive behavior

Cashback Payments

• Cashback earnings will be tracked in your account dashboard
• Payments are processed according to our payment schedule
• We reserve the right to investigate suspicious activity before processing payments
• Disputed transactions may delay cashback crediting

Partner Merchant Terms

• Each partner store has its own terms and conditions
• Cashback rates and availability may change without notice
• Some purchases may be excluded from cashback (gift cards, etc.)
• Return/refund policies are governed by individual merchants

Privacy and Data

• We collect information necessary to track purchases and credit cashback
• Your data is protected according to our Privacy Policy
• We may share necessary information with partner merchants for tracking purposes

Limitation of Liability

• We are not responsible for merchant policies or product quality
• Cashback rates are subject to change
• We are not liable for technical issues that may affect tracking
• Our liability is limited to the cashback amount in question

Disclaimer

To the maximum extent permitted by applicable law, we exclude all representations, warranties and conditions relating to our website and the use of this website (including, without limitation, any warranties implied by law in respect of satisfactory quality, fitness for purpose and/or the use of reasonable care and skill). Nothing in this disclaimer will:

• limit or exclude our or your liability for death or personal injury resulting from negligence;
• limit or exclude our or your liability for fraud or fraudulent misrepresentation;
• limit any of our or your liabilities in any way that is not permitted under applicable law; or
• exclude any of our or your liabilities that may not be excluded under applicable law.

Termination

• We may suspend or terminate accounts for violations of these terms
• You may close your account at any time
• Outstanding cashback will be processed according to our standard procedures

Changes to Terms

These terms may be updated periodically. Continued use of the service indicates acceptance of updated terms.

Contact Us

For questions about these terms or our service, contact us at support@upicreditcardhub.live

Last Updated: December 2024