This Privacy Policy explains how UPICreditCardHub collects, uses, and protects your information when you use our cashback rewards and redeem code platform. By using our service, you consent to the practices described in this policy.

Information We Collect

Personal Information:

• Name, email address, and phone number for account creation
• Payment information for cashback withdrawals (bank details, PayPal, etc.)
• Shipping address if required for specific offers
• Date of birth for age verification

Shopping and Transaction Data:

• Purchase history through our partner links
• Cashback earnings and redemption history
• Browsing behavior on our platform
• Preferred stores and shopping categories

Technical Information:

• IP address and device information
• Browser type and operating system
• Cookies and tracking pixels for purchase attribution
• Session data and platform usage analytics

How We Use Your Information

Cashback Services:

• Track your purchases through partner merchant links
• Calculate and credit appropriate cashback amounts
• Process cashback payments to your chosen method
• Provide purchase and earnings history

Platform Improvement:

• Analyze user behavior to improve our service
• Personalize offers and recommendations
• Develop new features and partnerships
• Ensure platform security and prevent fraud

Communications:

• Send account notifications and cashback updates
• Share new offers and promotional opportunities
• Provide customer support and service updates
• Marketing communications (with your consent)

Information Sharing

Partner Merchants:

• Share necessary purchase data to track and validate cashback
• Provide anonymous analytics to help merchants improve offers
• Facilitate customer service for purchase-related issues

Service Providers:

• Payment processors for cashback withdrawals
• Analytics services for platform improvement
• Customer support tools and communication platforms
• Security services for fraud prevention

Legal Requirements:

• Comply with applicable laws and regulations
• Respond to legal requests and court orders
• Protect our rights and prevent fraudulent activity
• Enforce our terms of service

Data Security

• Use industry-standard encryption for sensitive data
• Implement secure payment processing systems
• Regular security audits and monitoring
• Limited access to personal information by employees

Your Rights and Choices

Account Control:

• Access and update your personal information
• View your complete cashback and transaction history
• Delete your account and associated data
• Export your data in a portable format

Communication Preferences:

• Opt out of marketing emails and notifications
• Choose frequency of promotional communications
• Unsubscribe from specific offer categories
• Maintain essential account and security notifications

Cookie Management:

• Control cookie preferences through browser settings
• Opt out of non-essential tracking cookies
• Note: Some cookies are necessary for cashback tracking

Data Retention

• Account information retained while account is active
• Transaction history kept for tax and legal purposes
• Marketing data deleted upon opt-out request
• Anonymized analytics data may be retained longer

International Users

• Data may be processed in different countries
• Appropriate safeguards in place for international transfers
• Compliance with applicable data protection laws
• Additional rights may apply based on your location

Children's Privacy

• Our service is not intended for users under 18
• We do not knowingly collect information from minors
• Parents should monitor their children's online activities
• Contact us if you believe we have collected minor's data

Third-Party Links

• Our platform contains links to partner merchant websites
• Each merchant has their own privacy practices
• We are not responsible for third-party privacy policies
• Review merchant policies before making purchases

Updates to This Policy

• We may update this policy to reflect service changes
• Material changes will be communicated via email or platform notice
• Continued use indicates acceptance of updated terms
• Previous versions available upon request

Contact Information

For privacy questions, data requests, or concerns, contact us at:

Email: privacy@upicreditcardhub.live
Subject Line: Privacy Policy Inquiry

We are committed to protecting your privacy and ensuring transparency in how we handle your information while providing you with the best cashback and savings experience.

Last Updated: December 2024